Household finances,
without the tedious part.

Say “I spent thirty dollars at the supermarket” or take a photo of the receipt. Sumaly works out the amount, the date, the merchant and the category. Your partner sees it right away.

Free public beta · iPhone and Android · Limited to 100 people

How it works

Three seconds, and you get on with your day

People quit finance apps for the same reason every time: logging is a chore. Sumaly goes after that first.

01 · SAY IT

Voice logging

Hit the microphone and talk normally. The app picks up the amount, the merchant and the category, and learns from the places you have shopped at before.

02 · SNAP IT

Receipt scanning

Take a photo of the receipt and the fields fill themselves in. The text is read inside your phone: the image never travels anywhere to be read.

03 · OR TYPE IT

By hand, or from your bank

The plain old form for when you would rather type. And if you already have history, import your bank's CSV or Excel file and the columns map themselves.

Voice and scanning come with the paid plans. When you install, you get 14 days with everything unlocked so you can try them, no card needed.

What it does

Everything that runs through the house, in one place

Budgets by category

Set a monthly cap and see what is left. At 80% it warns you, before it is too late. They renew on their own every month.

Shared accountsFamily

You both see the household account; yours stays yours. Cash, card, checking, savings: every expense comes out of where it really came from.

Income, fixed and variable

Salaries, side jobs, the occasional windfall. Without income, a budget is half a picture.

Savings goals

A target with an amount and a date, and the progress in plain sight so the goal does not get forgotten in February.

Monthly report by emailPaid

On the first of every month the previous month's summary lands in your inbox as an Excel file, without you having to go looking for it.

Works without a signal

Log it at the supermarket even with no data. When the connection comes back it syncs on its own, without you having to do a thing.

Solo, couple or family

Pick the mode when you start and the app adapts: what gets shared, who administers and what each person sees.

Spanish, English and Portuguese

The whole app in all three languages, with Latin American and European currencies, not just the dollar.

Receipts keptPaid

The warranty receipt, stored next to the expense instead of lost in your camera roll.

Privacy

These are your household's finances. They are not a product.

Sumaly does not sell data, does not show ads and has no trackers. And there are two things that might look invasive and are not.

Read the full privacy policy

Public beta now open

We are looking for 100 families to put it through its paces

Sumaly is in beta. It works, we use it every day, and it still has rough edges. If you join, what you report changes the app before launch.

  • Spots 100 people
  • Length One month
  • Platforms iPhone (TestFlight) and Android
  • Cost Free, with every feature unlocked
  • What we ask That you really use it for a couple of weeks and write to us about whatever annoys you
  • Warning It is a beta: there can be bugs. Do not use it as your only financial record yet
Email us to join

Your email app opens with the details we need. We reply with the install link.

Pricing

Start free. Pay only if it is worth it.

Keeping track of your money should not cost anything. What you pay for are the two things that change the habit: the app entering the data for you, and the whole household seeing the same thing.

Free

$0

For one person

No card and no expiry date

  • Unlimited expenses and income
  • Manual logging and offline mode
  • 1 account and 3 budgets
  • History for the last 12 months
  • Savings goals
Individual

$2.99/month

One person

or $29.99 a year — two months free

  • Everything in the free plan, with no caps
  • Voice logging
  • Receipt scanning and stored receipts
  • CSV and Excel import
  • Monthly report by email
The one for couples Family

$4.99/month

The whole household, one single payment

or $49.99 a year — two months free

  • Everything in the individual plan
  • Accounts shared with your partner or your family
  • Members with roles and permissions
  • Household budgets visible to everyone
  • Who logged each expense

14 days of trial with everything unlocked when you install the app, with no card asked for. And during the beta, testers have every feature open.

Questions

What people ask us most

Does it connect to my bank?

No, and that is on purpose. We do not ask for banking credentials and we have no access to your accounts. If you want to load your history, import the CSV or Excel file your bank lets you download.

Does my partner see everything I spend?

They see whatever goes through the shared accounts and the household budgets. Personal accounts belong to each person. Sharing accounts is part of the Family plan; on the free and individual plans everything stays on your phone and in your account only.

What happens to the recording of my voice?

It is neither stored nor sent. Your phone turns what you said into text, and only that text travels to the server to classify the expense, along with the list of your categories. Nothing else.

Does it work without internet?

Yes. You log expenses with the phone offline and everything is saved on the device. When the connection comes back it syncs on its own and the rest of the family sees it.

Which countries does it work in?

Any of them. It is built for families in Latin America, with the region's currencies, and it is in Spanish and English.

How do I delete my account and my data?

From the app, in My profile → Delete account. That deletes your profile, your expenses, your income, your receipts and your report subscription. There is no one to write to and nothing to wait for. Before deleting, you can export everything to Excel from the Reports screen.

What happens to my data when the beta ends?

It stays: the account you created during the beta is still yours in the final version. Even so, while the beta lasts, do not use it as your only financial record.

Support

Something not working?

Write to us and we will answer. Tell us which phone you use and what you were doing when it happened; that makes it much faster to fix.

Email
soporte@sumaly.app
Response
Within 48 business hours
Languages
Spanish and English
Privacy
Privacy policy
Terms
Terms and conditions
Delete your account
From the app: My profile → Delete account
Provider
4Chetes LLC · Panama